Send Us Email
Artisan Contractor
Patriot’s artisan contractors program offers a non-admitted carrier option for artisan contractors New York, New Jersey, and Connecticut.  The program targets select independent interior trade specific artisan contractors.  The program targets contractors that principally perform limited new construction and looks for those contractors that mostly perform service to existing structures and retro-fit projects.
What States do we offer coverage?
The Program targets accounts based in the States of New York, New Jersey, and Connecticut.
What class of artisan contractors can we write?
Mid to large experienced interior trade Subcontractors including but not limited to the following classes:
  • Carpentry
  • Electrical wiring
  • Data network & Communications
  • HVAC Sheet metal duck work fabrication & installation
  • HVAC mechanical and pipefitting work
  • HVAC systems control systems installation
  • Interior Drywall and Wallboard Installation
  • Interior Decorators
  • Insulation Work
  • Painting/Paper hanging
  • Plumbing – Commercial & Industrial
What are program highlights?
  • Minimum Premium - $25,000
  • $1/$2M/$2M limits with access to $2M/$4M/$4M for qualifying risks
  • A- non-admitted carrier
  • ISO Additional Insured Forms for Ongoing & Completed Operations
  • Primary Wording as required by written contract
  • Full contractual indemnification as required by contract
  • Per Project Aggregate - $10M All policy Aggregate
  • Various deductible options starting at $5,000
Do you offer deductible options? /Payment Terms
We can provide various deductible options for most risks. Payment terms are flexible to help the insured manage his expense outlay